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FCMB Group Plc is a financial services company. The Company was licensed in 1982 as First City Merchant Bank and it was the first local bank in Nigeria to be established without government support. The Company runs its business activities through six segments: Investment Banking, which provides services to corporate organizations; Business Banking, which provides banking services to small/medium enterprises and commercial registered businesses; Corporate Banking, which includes direct debit and credit facilities, foreign currency and derivative products; Personal Banking, which includes private banking services; Institutional Banking, which caters to government financing, financial institutions and multilateral agencies and Treasury/Financial Markets provide funding support to various business segments.